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We are experts in offering car finance to customers across the UK. If you have had trouble getting a used car elsewhere then give us a call to see if we can help, we have flexible finance deals to suit all budgets.


At iDeal Car Centre we have years of experience in helping people to obtain the funds needed to buy their perfect car and we are always here to offer help and advice. We use a range of different finance providers so that we can always find the best possible deal to suit your individual circumstances. We can offer various funding methods for your car.

We can offer traditional hire purchase, personal contract purchase, lease purchase, and personal loans over a range of terms to suit your budget.

Loan rates start from just 7.9% APR. We can even offer finance for you if you have no deposit, or if you have negative equity on your current car. We can successfully offer finance to over 90% of people with a typical APR of 11.9%, including providing finance for those with a poor credit history including defaults, CCJs, and arrears.

Response time is under 1 hour in 90% of applications so you will know almost straight away whether or not you can afford your ideal car.

Applying for a loan can be as simple as completing a short online form and will only take a couple of minutes, with funds usually being paid directly to us within just a few working days. In select cases we can even have your finance set up the same day. You can also sometimes apply for a higher loan amount covering you for extras such as negative equity, insurance, or warranty.




You can even apply online now through our website for most cars, just select the car you wish to buy, choose your deposit and finance term and then click apply for finance and complete the online finance application form. Our Sales Executives will then contact you to notify you if you have been approved for finance. Alternatively you can use the form below although we will have to contact you for some extra details.


For any further information or for the answer to any queries, please do not hesitate to contact us on 0161 790 4497.





All finance is subject to status. Customers age 18 years and over. Terms and conditions apply. Please note that iDeal Car Centre is not a finance provider and is a credit intermediary. iDeal Car Centre is authorised and regulated by the Financial Conduct Authority under the name Ideal Centre Ltd, Trading As Ideal Car Centre, FRN 732225